TRILLIUM MORTGAGE
Stop Power of Sale in Ontario
Trillium Mortgage
Mortgage Broker License #M08007466
Broker License #11396
Level 2
How We Help Stop Power of Sale
Since 1989 we’ve helped those across Ontario with bad credit, unprovable income and those in power of sale, obtain first, second and third mortgages.
Rescue your home with access to 300+ private lenders
Private mortgages up to 75% loan-to-value
35+ years of Ontario mortgage experience
All credit scores accepted
Mortgage arrears accepted
Property tax arrears accepted
Income tax arrears accepted
Get Approved in 24 Hrs !
Property Types We Help Save From Power of Sale
Houses and Condos
Townhomes and Multi-Unit Properties
Rental and Investment Properties
Commercial and Mixed-Use Properties
Farms and Rural Properties
Behind on payments? You still have time to save your home !
REQUEST BROKER CALL YOU NOW !
Stopping Power of Sale Using Equity-Based Private Mortgages
Since 1989, Trillium Mortgage has helped Ontario homeowners stop Power of Sale using equity-based private mortgage solutions.
With access to over 300 private lenders, urgent cases are reviewed quickly and matched with lenders experienced in time-sensitive situations.
Approvals are often secured within 24 to 48 hours, allowing arrears to be cleared and the sale process halted before it is completed.
Time Limits and Homeowner Rights
Power of Sale can be stopped before the property is sold
Mortgage arrears may be brought current with new funding
Property tax and income tax arrears can be included
Acting early preserves ownership and equity
WHY CHOOSE TRILLIUM MORTGAGE ?
How We Help
Financing for bad credit borrowers
Solutions for those in power of sale or foreclosure
Mortgages for individuals with tax or mortgage arrears
Support for self-employed or non-provable income earners
Private funding for all property types in Ontario
Private mortgages offer creative solutions beyond traditional bank offerings.
We specialize in:
Equity-Based Mortgages
Approved based on your property’s value, not just your credit score.
Interest-Only Payments
Reduce monthly costs with interest-only financing options.
First Second & Third Mortgages
Leverage your home equity for additional funding.
MEET THE BROKER AND OWNER OF TRILLIUM MORTGAGE
FRANK MANZO
Mortgage Broker License #M08007466
Broker License #11396
Level 2
Trillium Mortgage is an established Ontario mortgage brokerage, operating since 1989, providing private and equity-based financing solutions for residential, commercial, construction, and land development projects across the province.
Founded in 1989 by Frank Manzo, Trillium Mortgage was established to support clients who do not fit traditional bank lending models. As a licensed Ontario Mortgage Broker, Frank built the firm around flexible underwriting, equity-based solutions, and practical financing options for homeowners, business owners, and property investors.
Over more than three decades, Trillium Mortgage has arranged financing for residential purchases, commercial properties, agricultural assets, construction projects, and land development initiatives throughout Ontario.
OVER 35 YEARS OF EXPERIENCE
3 BILLION + IN MORTGAGES PROCESSED
300+ PRIVATE LENDERS
TRUSTED TRACK RECORD
SERVING ALL OF ONTARIO
For over 35 years we’ve been helping those in Ontario get equity based mortgages. If you have bad credit, unprovable or insufficient income or are in a difficult situation, we may be able to help.
OUR REVIEWS
Organic Body Shop
Great service. I got a bank rate better than td was offering through here. I referred them to a friend in financial trouble. She got a private mortgage and even though it cost a lot in fees. It prevented to foreclosure to allow my friend to sell on his own terms. All fees are upfront. Everything goes through lawyers.
Frank Mueller
Trillium was able to help place a difficult mortgage for me when other brokers turned me away. I know based on initial discussions with other brokers that I ended up paying less in brokerage fees than I would have through Trillium. All in all, I felt I was treated fairly and received transparent communication from Frank.
Justyna Marzec
Mr. Frank Manzo is and always has been straight forward. He did not hide any information or mislead me in anyway, everything was communicated in a way that made sense to me. He helped me acquire a mortgage on a property with very little time left in the clause, even asked for an extension for me. I have all the time in the world for Frank and do not ever hesitate recommending him to any one who is looking for a mortgage. Thank You for everything Frank.
Can I get a mortgage in Ontario with bad credit?
Yes. Even with poor credit or collections, you can qualify through private mortgage lenders who base approvals on your home equity, not your credit score. These lenders focus on property value and location instead of your credit history.
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Can I refinance my home if I have mortgage arrears or unpaid taxes?
Yes. A refinance or home equity take-out can pay off arrears, CRA debts, or property taxes and stop a power of sale before it progresses.
👉 Get Started with a Free Consultation
What’s the difference between a private lender and a bank?
Banks rely on strict credit and income criteria. Private lenders use equity-based lending, focusing on property value, location, and loan-to-value ratio, allowing flexible approvals when banks say no.
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Can I get approved for a mortgage in Ontario with bad credit or self-employed income?
Yes. Private and alternative lenders use equity-based lending, meaning your approval depends on your property’s value and available equity rather than your credit score or income verification.
👉 Get Started with a Free Consultation
What documents are needed for an equity-based mortgage?
You’ll typically need property details, recent mortgage statement, property tax bill, and valid ID. Income proof is optional — your property’s equity determines approval.
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How does a HELOC differ from a refinance?
A Home Equity Line of Credit (HELOC) gives you revolving access to funds, while a refinance provides a single lump-sum payment from your home’s equity.
👉 Get Started with a Free Consultation
Can a private mortgage stop a power of sale?
Yes. A private refinance can immediately pay arrears and stop a power of sale or foreclosure, preserving your ownership before the process completes.
👉 Get Started with a Free Consultation
How do private construction or renovation mortgages work?
These progress-draw loans release funds in stages as work is completed. Private lenders simplify approvals and financing for custom builds or major renovations.
👉 Get Started with a Free Consultation
Can I get a commercial mortgage in Ontario with bad credit?
Yes. Trillium Mortgage regularly secures commercial mortgages for business owners and investors with bad credit or past financial challenges. We arrange financing for multi-unit, retail, office, and industrial properties even if banks have turned you away. Every deal is structured to rebuild your credit while keeping your business moving forward.
👉 Get Started with a Free Consultation
Frequently Asked Questions
Question 1: How to Stop Power of Sale in Ontario?
Act quickly! We provide financing up to75% Loan-to-Value (LTV)to help you resolve mortgage arrears and stop power of sale proceedings.
Question 2: Can I Avoid Foreclosure in Ontario?
Yes! Our licensed broker offers solutions for homeowners facing foreclosure, even with bad credit, unverifiable income, or tax arrears.
Question 3: What If I’m Behind on Mortgage Payments?
Don’t wait! We assist homeowners who are several payments behind, offering flexible financing options to get you back on track.
Question 4: What Are My Options for Mortgage Arrears?
From income tax arrears to property tax arrears, we provide tailored solutions to help you regain financial stability
FOLLOW US
Trillium Mortgage
Mortgage Broker License #M08007466
Broker License #11396
Level 2
Trillium Mortgage proudly serves clients across Toronto, Scarborough, North York, Etobicoke, Mississauga, Brampton, Caledon, Vaughan, Markham, Richmond Hill, Aurora, Newmarket, Pickering, Ajax, Whitby, Oshawa, Burlington, Oakville, Milton, Hamilton, Kitchener, Waterloo, Cambridge, Guelph, London, Barrie, Kingston, Niagara, and every community throughout Ontario.
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