Self Employed Mortgage Solutions
Flexible Financing with Trillium Mortgage
Mortgage Solutions Designed for Ontario’s Self-Employed
All Credit Scores Accepted !
Self-employed individuals often face challenges when seeking a mortgage due to non-traditional income documentation.
At Trillium Mortgage, we specialize in self-employed mortgage solutions,
offering flexible options like stated income and no income verification mortgages.
These tailored options allow Ontario’s self-employed to secure financing based on their
property value and financial health, without the strict documentation banks typically require.
Why Choose Trillium Mortgage for Self-Employed Mortgages?
Access to B and Private Lenders
We partner with lenders who offer solutions specifically for self-employed individuals, including no income verification options, which are ideal if your tax returns don’t fully reflect your income.
Stated Income and No Income Verification Mortgages
Our lenders accept stated income mortgages and no income verification loans, where income can be declared without traditional tax or employment documentation.
Flexible Down Payment Requirements
With private and B lender options, you’ll find more flexible down payment and loan qualification requirements than you would with conventional banks.
Competitive Rates
Enjoy lower rates than typical private loans, making it more affordable for self-employed individuals to purchase or refinance their property.
Types of Self-Employed Mortgages We Offer
Stated Income Mortgages
Ideal for business owners, contractors, and freelancers who need to declare their income based on industry standards, without relying on extensive tax documentation.
No Income Verification Mortgages
This option enables borrowers to qualify without proof of income, making it easier for those with complex or fluctuating incomes to access financing based on their property value and credit score.
Bank Statement Loans
These loans allow self-employed borrowers to qualify based on bank statements showing deposits and cash flow rather than relying solely on net income.
Business-for-Self Mortgages
Specifically designed for business owners who may reinvest income into their company, these loans consider both business and personal finances for eligibility.
How Our Self-Employed Mortgages Work
Free Consultation
Contact Frank Manzo at Trillium Mortgage for a consultation to explore your options and choose the right mortgage type for your situation.
Flexible Documentation Requirements
Our self-employed mortgage options accept alternative documentation such as business bank statements, stated income declarations, and other non-traditional forms of income verification.
Simplified Approval Process
With access to private lenders and flexible options, you can secure a mortgage without extensive income documentation, making it easier and faster to get approved.
Banks Declined ? Don't worry, we can help!
ABOUT TRILLIUM MORTGAGE
Founded in 1989 by Frank Manzo, Trillium Mortgage has been a trusted provider of mortgage solutions across Ontario.
As a licensed Mortgage Broker, Frank established Trillium Mortgage to help clients rejected by traditional banks, offering a wide range of services including home loans, commercial mortgages, and agricultural financing.
OVER 35 YEARS OF EXPERIENCE
3 BILLION IN MORTGAGES PROCESSED
300+ PRIVATE LENDERS
TRUSTED TRACK RECORD
SERVING ALL OF ONTARIO
Why Work with Frank Manzo at Trillium Mortgage?
Expert in Equity-Based Financing:
With 35 years of experience, Frank Manzo specializes in leveraging home equity to achieve financial stability.
Customized Loan Solutions:
Each loan is structured to fit your financial needs, ensuring manageable monthly payments.
Personalized Service:
As a trusted mortgage broker, Frank Manzo provides one-on-one guidance throughout the process, helping you take control of your finances.
Bypass Bank Limitations with Frank
Get a Free Consultation Today
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Mortgage Broker License #M08007466
Broker License #11396
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