Private Home Loans in Ontario


Equity Based Private Home Loans

Regardless of Credit and Income

All Credit Scores Accepted !

For over three decades, we’ve been helping Ontarians with diverse financial needs.

From bad credit to unprovable income, we provide custom solutions to secure first, second, and third mortgages.

Our vast network of 300+ private lenders ensures discounted rates, flexible terms, and quick closings designed to fit your unique financial situation.

Ontario's Choice For Private Home Loans Since 1989

  • Clear Costs:

    No hidden fees or surprises.

  • Quick Closings:

    Accelerated funding without delays.

  • 24-Hour Approvals:

    Fast-tracked processing to meet urgent needs.

  • 300+ Private Lenders:

    Access to a wide range of lending options.

  • Discounted Rates & Fees:

    Competitive pricing for all clients.

  • All Credit Scores Accepted:

    Helping borrowers across all financial situations.

How We Help

  • Financing for bad credit borrowers

  • Solutions for those in power of sale or foreclosure

  • Mortgages for individuals with tax or mortgage arrears

  • Support for self-employed or non-provable income earners

Private mortgages offer creative solutions beyond traditional bank offerings.

We specialize in:

  • Equity-Based Loans

    Approved based on your property’s value, not just your credit score.

  • Interest-Only Payments

    Reduce monthly costs with interest-only financing options.

  • Second & Third Mortgages

    Leverage your home equity for additional funding.

ABOUT TRILLIUM MORTGAGE

Founded in 1989 by Frank Manzo, Trillium Mortgage has been a trusted provider of mortgage solutions across Ontario.

As a licensed Mortgage Broker, Frank established Trillium Mortgage to help clients rejected by traditional banks, offering a wide range of services including home loans, commercial mortgages, and agricultural financing.


Since 1989 we’ve helped those across Ontario with bad credit, unprovable income and those in power of sale, obtain first, second & third mortgages.”

“We specialize in hard to place private mortgages for residential, commercial & agricultural properties.”

Frank Manzo

OVER 35 YEARS OF EXPERIENCE

TRUSTED TRACK RECORD

SERVING ALL OF ONTARIO

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BROKER OWNER OF TRILLIUM MORTGAGE

Mortgage Broker License #M08007466

Broker License #11396

Level 2


Why Work with Frank Manzo at Trillium Mortgage?

Expert in Equity-Based Financing:

With 35 years of experience, Frank Manzo specializes in leveraging home equity to achieve financial stability.

Customized Loan Solutions:

Each loan is structured to fit your financial needs, ensuring manageable monthly payments.

Personalized Service:

As a trusted mortgage broker, Frank Manzo provides one-on-one guidance throughout the process, helping you take control of your finances.


Bypass Bank Limitations with Frank

Get a Free Consultation Today