Getting a Mortgage After Bankruptcy in Ontario
Need a mortgage after bankruptcy
in Ontario?
At Trillium Mortgage our private lenders offer fast approvals with no credit
re-establishment required.
Secure financing with a 15%-20% down payment.
If you’ve gone through bankruptcy, securing a mortgage from traditional lenders can be challenging.
Most banks and A-lenders require:
A minimum 5%-10% down payment
Re-established credit with at least two active trade lines (credit card, loan, or line of credit) for 24 months
Stable, provable income before considering mortgage approval
How We Can Help
Our private mortgage lenders offer a faster and more flexible solution for borrowers after bankruptcy.
Unlike traditional lenders, private lenders:
May not require re-established credit
Can approve mortgages immediately after bankruptcy discharge
Accept borrowers with unprovable or insufficient income
Require a 15%-20% down payment for security
Offer rates based on risk profile If you have the necessary down payment, you may qualify for a mortgage even with a recent bankruptcy.
Apply today to explore your options and start rebuilding your financial future!
ABOUT TRILLIUM MORTGAGE
Founded in 1989 by Frank Manzo, Trillium Mortgage has been a trusted provider of mortgage solutions across Ontario.
As a licensed Mortgage Broker, Frank established Trillium Mortgage to help clients rejected by traditional banks, offering a wide range of services including home loans, commercial mortgages, and agricultural financing.
OVER 35 YEARS OF EXPERIENCE
3 BILLION IN MORTGAGES PROCESSED
300+ PRIVATE LENDERS
TRUSTED TRACK RECORD
SERVING ALL OF ONTARIO
Why Work with Frank Manzo at Trillium Mortgage?
Bypass Bank Limitations with Frank
Get a Free Consultation Today
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