Getting a Mortgage After Bankruptcy in Ontario

Need a mortgage after bankruptcy

in Ontario?

At Trillium Mortgage our private lenders offer fast approvals with no credit

re-establishment required.

Secure financing with a 15%-20% down payment.

If you’ve gone through bankruptcy, securing a mortgage from traditional lenders can be challenging.

Most banks and A-lenders require:

A minimum 5%-10% down payment

Re-established credit with at least two active trade lines (credit card, loan, or line of credit) for 24 months

Stable, provable income before considering mortgage approval

How We Can Help

Our private mortgage lenders offer a faster and more flexible solution for borrowers after bankruptcy.

Unlike traditional lenders, private lenders:

May not require re-established credit

Can approve mortgages immediately after bankruptcy discharge

Accept borrowers with unprovable or insufficient income

Require a 15%-20% down payment for security

Offer rates based on risk profile If you have the necessary down payment, you may qualify for a mortgage even with a recent bankruptcy.

Apply today to explore your options and start rebuilding your financial future!

Free Consultations

ABOUT TRILLIUM MORTGAGE

Founded in 1989 by Frank Manzo, Trillium Mortgage has been a trusted provider of mortgage solutions across Ontario.

As a licensed Mortgage Broker, Frank established Trillium Mortgage to help clients rejected by traditional banks, offering a wide range of services including home loans, commercial mortgages, and agricultural financing.

OVER 35 YEARS OF EXPERIENCE

3 BILLION IN MORTGAGES PROCESSED

300+ PRIVATE LENDERS

TRUSTED TRACK RECORD

SERVING ALL OF ONTARIO

Why Work with Frank Manzo at Trillium Mortgage?

Expert in Equity-Based Financing:

With 35 years of experience, Frank Manzo specializes in leveraging home equity to achieve financial stability.

Customized Loan Solutions:

Each loan is structured to fit your financial needs, ensuring manageable monthly payments.

Personalized Service:

As a trusted mortgage broker, Frank Manzo provides one-on-one guidance throughout the process, helping you take control of your finances.

Bypass Bank Limitations with Frank

Get a Free Consultation Today

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Type of Mortgage Needed

Institutional

Private Mortgage

Type of Property

Residential

Commercial

Industrial

Agricultural

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